Calculator · /calc
Yield + payment-plan modeler.
Model what a UAE off-plan 40/60 payment plan actually returns — your entry price, your assumed YoY appreciation, your exit month. Compound math, 2% DLD transfer fee on resale, 0% UAE personal-tax assumption. Outputs are illustrative; the actual brochures walk through the comparable benchmarks behind the assumption.
Model your scenario
What does the 40/60 actually return?
Set your entry price, your assumed YoY appreciation, and your exit month. The model runs a standard 40/60 off-plan schedule with 2% DLD transfer fee on resale. Outputs are illustrative — the brochure walks through the comparable benchmarks behind the assumption.
Entry price
AED 10.15M
YoY appreciation
15.0%
Hold months
22 mo
Cash deployed
AED 2.03M
Exit value
AED 13.11M
Net gain (after DLD)
AED 10.82M
ROI on cash
533.1%
IRR annualised
173.6%
Sensitivity matrix — ROI on cash at each YoY rate
| YoY rate | ROI at resale (22 mo) | ROI at handover (52 mo) |
|---|---|---|
| 5% | 435.8% | 21.1% |
| 8% | 464.3% | 36.8% |
| 10% | 483.6% | 48.1% |
| 15%← current | 533.1% | 79.6% |
| 18% | 563.7% | 100.8% |
| 20% | 584.5% | 115.9% |
| 22% | 605.5% | 132.0% |
| 28% | 670.5% | 185.6% |
ILLUSTRATIVE · 40/60 schedule · 2% DLD transfer · YoY compounded · No tax assumed (UAE 0% on personal real estate). Past performance not indicative.
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